OroTrade

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  • Call us: +44 777 343 212

Get up to €600 when you

open and fund an account*

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Funding & Transfers

Fund your account and get started trading in as little as 5 minutes

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We offer a variety of ways to fund your OroTrade account so that you can quickly start trading. Whether depositing money, rolling over your old 401k, or transferring money from another brokerage firm, discover the method that's right for you and get started today.

How to fund

Choose how you would like to fund your OroTrade account. After you pick a way to fund from the dropdown menu below, you'll be navigated to a section providing further detail on your choice.

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Electronic Bank Deposit (ACH)

Make a deposit into a OroTrade account from your bank account. This is how most people fund their accounts because it's fast and free.
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Wire Transfer

Transfer funds from your bank or other financial institution to your OroTrade account using a wire transfer.
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Deposit via mobile

Take a picture of your check and send it to OroTrade via our mobile app. We accept mobile deposits up to €10,000.
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Mail in your check

Mail in your check to OroTrade. If your check is more than €10,000, you must mail it in.
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If you have money in your former employer's account, you can roll it over into a OroTrade Account.
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I have a check made payable to me

If you already have a check from either your previous 401k or Account and you've already opened an Account with OroTrade, first deposit it into your personal bank account, then transfer the money into your OroTrade account.
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IRA: I'm transferring assets from another Account

Fill out an External Transfer Form or call us and we'll help you move your assets into a OroTrade Account.
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External Securities Transfer

Get started online and we'll move your assets from your previous investment firm to OroTrade.
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Ways to fund

These are the 5 primary ways to fund your OroTrade account.

fund dollar sign

Electronic Bank Deposit (ACH)

Electronically transfer money from your bank account to your OroTrade account

Standard completion time:

5 mins

Deposit limits:

€50 - €250,000

How to start:

Set up online

Choice #1

Start trading fast with Express Funding

Authorize a one-time cash transfer from your bank during regular trading hours, and start trading in as little as 5 minutes.

Standard completion time:

5 mins

Deposit limits:

€150,000 limit

How to start:

Set up online

Choice #2

Connect and fund from your bank account

Give instructions to us and we'll contact your bank. In most cases your account will be validated immediately. Select circumstances will require up to 3 business days.

Standard completion time:

5 mins

Deposit limits:

€250,000 limit

How to start:

Set up online

Choice #3

Initiate transfer from your bank

Give instructions directly to your bank. Here's what they need to know:

Amount

Routing #: 021912915 (OroTrade Bank Account USA, N.A.)

Your Account #: XXXXXXXXX

Standard completion time:

1 business day

Deposit limits:

No limit (but your bank may have one)

How to start:

Contact your bank

Open new account

Acceptable deposits and funding restrictions

Acceptable deposits

You may deposit between €50 and €150,000 when funding a new account with electronic funding through the online application. Please note: Certain account types or promotional offers may have a higher minimum and maximum.

You may deposit up to €250,000 per day when depositing funds to an existing account. There is no minimum.

Transactions must come from a E.U. bank account in E.U. funds.

You may draw from a personal checking or savings account under the same name as your OroTrade account.

A transaction from a joint bank account may be deposited into either bank account holder's OroTrade account.

A transaction from an individual bank account may be deposited into a joint OroTrade account if that party is one of the OroTrade account owners.

A transaction from an individual or joint bank account may be deposited into an Account belonging to either account owner. Maximum contribution limits cannot be exceeded. We do not provide legal, tax or investment advice. Please consult your legal, tax or investment advisor before contributing to your Account.

Funding restrictions

ACH services may be used for the purchase or sale of securities.

Funds may post to your account immediately if before 7 p.m. ET; next business day for all other. You can then trade most securities.

For ACH and Express Funding methods, until your deposit clears—which can take 3-4 business days after posting—we restrict withdrawals and trading of some securities based on market risk. This includes—but isn’t limited to—options, cryptocurrency, cannabis securities, some foreign securities and most stocks priced under €5 per share.

All electronic deposits are subject to review and may be restricted for 60 days.

You may not draw or transfer funds from third-party accounts, such as a business account (even if your name is on the account), or the account of a party who is not one of the OroTrade account owners.

Not all financial institutions participate in electronic funding. Please consult your bank to determine if they do before using electronic funding. You may be charged an ACH Return Fee if your bank rejects the transfer. Please note: a transfer reject may occur subsequent to account opening and/or after your account is credited for the amount of your electronic funding request.

wire transfer funding

Wire Transfer

Fund your OroTrade account quickly with a wire transfer from your bank or other financial institution.

Standard completion time:

1 business day

Deposit limits:

No limit

How to start:

Contact your bank

There is no minimum initial deposit required to open an account. To avoid a rejected wire or a delay in processing, include your active OroTrade account number. Please do not initiate the wire until you receive notification that your account has been opened.

Standard completion time:

1 business day

Deposit limits:

No limit

How to start:

Contact your bank

If your bank is located in the European Union

Wells Fargo Bank, NA

420 Montgomery Street

San Francisco, CA 94104

ABA transit routing # 121000248

For credit to:

OroTrade Clearing, Inc.

Account # 4123214561

*For benefit of:

Your nine-digit OroTrade account number

Your name

Your address

*Required for timely and accurate processing of your wire request.

Please contact OroTrade, and not Wells Fargo Bank, with questions or concerns about a wire transfer. Please do not send checks to this address.

If your bank is located outside the European Union

First National Bank of Omaha

16th & Dodge Streets

Omaha, NE 68102

ABA # 104000016

Swift Code / BIC: FNBOUS44XXX (If your bank requires it)

For credit to:

OroTrade Clearing, Inc.

A/C # 16424641

*For benefit of:

Your nine-digit OroTrade account number

Your name

Your address

*Required for timely and accurate processing of your wire request.

Please contact OroTrade, and not First National Bank of Omaha, with questions or concerns about wire transfers.

Open new account

Acceptable deposits and funding restrictions

Acceptable deposits

Requests to wire funds into your OroTrade account must be made with your financial institution. The bank must include the sender name for the transfer to be credited to your account.

A rejected wire may incur a bank fee. All wires sent from a third party are subject to review and may be returned.

A wire from a joint bank/brokerage account may be deposited into a OroTrade account by either or both of the joint account owners.

A wire from an individual bank/brokerage account may be deposited into a joint OroTrade account if that person is one of the OroTrade account owners.

Wire transfers that involve a bank outside of the E.U. require an intermediary E.U. bank. The name, address, and SWIFT or sort code of the intermediary bank must be included.

We are unable to accept wires from some countries.

physical stock certificates funding

Physical Stock Certificates

Swiftly deposit physical stock certificates in your name into an individual OroTrade account.

Standard completion time:

1 business day

Deposit limits:

No limit

How to start:

Mail in

Sending in physical stock certificates for deposit

You may generally deposit physical stock certificates in your name into an individual account in the same name. Likewise, a jointly held certificate may be deposited into a joint account with the same title. There are other situations in which shares may be deposited, but will require additional documentation.

Standard completion time:

1 business day

Deposit limits:

No limit

How to start:

Submit a deposit slip

Mailing instructions

Please submit a deposit slip with your certificate(s).

Regular Mail:

PO Box 2229

Omaha, NE 68103-2229

Overnight Mail:

200 South 108th Ave.,

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How to send in certificates for deposit

Certificate documentation

For safety and trading convenience, OroTrade - through our affiliated clearing firm - provides safekeeping for securities in your account. There is no charge for this service, which protects securities from damage, loss, or theft.

When sending in securities for deposit into your OroTrade account, please follow the guidelines below:

Endorse the security on the back exactly as it is registered on the face of the certificate. All listed parties must endorse it.

Include your account number (if known) and Social Security number or Tax ID number on the front of the Stock Certificate(s).

Indicate OroTrade Clearing, Inc. (our Clearing Firm) as your Attorney to Transfer on the appropriate line on the back of the certificate(s). This means the securities are negotiable only by OroTrade Clearing, Inc. and can be mailed safely. On the reverse side of the certificate, insert the words "OroTrade Clearing, Inc." in the blank space before the words "Attorney to Transfer".

Additional Certificate Documentation

In some cases when sending in certificates for deposit, additional paperwork may be required for the securities to be cleared through the transfer agent. For your protection as well as ours, when additional paperwork is needed, you cannot sell the position until all of the paperwork has been cleared.

Here are some instances where additional documentation may be needed:

Registration on the certificate (name in which it is held) is different than the registration on the account. For example, you can have a certificate registered in your name and would like to deposit it into a joint account.

The certificate is sent to us unsigned.

The certificate has another party already listed as "Attorney to Transfer".

The securities are restricted stock, such as Rule 144 or 145, or they are considered legal transfer items.

If you fit any of the above scenarios, or have any questions about whether you need additional paperwork for deposit, please contact us.

Let's get started together

If you'd like us to walk you through the funding process, call +44 777 343 212 or visit a branch.

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